

The customer owed 80K to AKPK and thought he had no chance of paying it off.
He thought it would take 10 years.
But after working with STS Wealth Care
they helped clear all his debts
also got a property
which greatly reduced financial burden
MR KUMA & MISS SHARMILA

The customer owed 40K in credit card debt and could only pay 2K per month.
Every month was a struggle,
and he couldn’t pay it off fully.
After working with STS Wealth Care, they helped him clear all his debts at once.
On top of that, he got a property, which made his financial situation much easier and gave him peace of mind.
MR ZAKI & MS ATIKA

Fast application, simple process, quick approval in a short time.
- Repayment term: Flexible choice from 3 years to 10 years, tailored to individual financial situation.
- Interest rate: Annual rate of 3.88% to 18%, based on personal credit score, loan amount, and duration.
- Loan amount: Ranges from 30k to 300k, catering to different funding needs.
- Simple process: Submit application, provide basic documents, fast approval, and funds easily accessed

- Fast application, simplified process
We provide a quick and easy
application process, making it effortless for you to get loan approval and support your business growth.
- Flexible repayment term: Choose a repayment term from 3 to 12 years, with a customized repayment plan tailored to your company's cash flow needs.
- Interest rate: Annual interest rate ranging from 4% to 15%, depending on your business credit history, loan amount, and repayment term.
- Loan amount: You can apply for loans ranging from 30k to 500k, meeting the funding needs of businesses of all sizes.
- Simple process: Submit basic documents, quick approval, and fast funds to help you easily solve your business funding challenges.

Applying for a new loan to replace an existing loan, typically to secure a lower interest rate, a longer repayment period, or more favorable loan terms. Through refinancing, existing debt can be optimized, reducing financial burdens.

Mr. Ong and his wife wanted to borrow a personal loan to pay for their son's tuition but were concerned about the high interest rate.
Solution:
STS Wealth Care helped them refinance their home, securing 100k and reducing their mortgage interest rate from 4.5% to 4.1%.
Result:
They got the 100k for tuition, lowered their interest rate, reduced repayment pressure, and gained more financial flexibility.
Summary:
STS Wealth Care successfully helped Mr. Ong and his wife pay for tuition and ease their financial burden by refinancing their home.

Mr. Siva and Ms. Tina faced business cash flow issues and were rejected by the bank multiple times due to incomplete documentation.
Solution:
STS Wealth Care helped them complete their application and resubmit it.
Result:
- Successfully obtained a 50k loan
- Solved their funding issue
Summary:
Through professional document review and optimization, STS Wealth Care helped the clients secure the loan and resolved their business cash flow problems, ensuring smooth business operations.

Mr. Lim recently got a new job and planned to buy a house, but his loan application was rejected multiple times.
Solution:
STS Wealth Care provided full guidance (A to Z), helping him prepare and optimize his application documents.
Result:
Mr. Lim successfully secured a home loan and bought his dream house.
Summary:
With professional guidance and carefully prepared documents,
STS Wealth Care helped Mr. Lim successfully obtain his home loan and achieve his dream of owning a house.

Mr. Alvin recently bought a new house but needed 60k for renovations. Many banks rejected his loan application due to the recent purchase.
Solution:
STS Wealth Care helped optimize his loan application and resubmitted it to the bank.
Result:
- Successfully secured a 60k loan
- Completed the house renovations smoothly
Summary:
With expert loan application optimization, STS Wealth Care helped Mr. Alvin solve his funding issue and secure the renovation loan, making his new home more comfortable.
STS can help U


1. 10 years of experience in the banking industry
- Previously held senior management positions at XX Bank.
2. Loan Business Achievements:
- Approved a total of 10 million in loans
- Including home loans, personal loans, business loans, etc.
3. Team Management Experience:
- Led a team of 100 people
- Responsible for managing and driving various loan operations.
4. Client Assistance:
- Successfully helped 3,658 clients escape poverty and resolve financial difficulties.
5. Problem-solving Abilities:
- Handled AKPK debt restructuring
- Solved credit card issues
- Resolved CTOS/CCRIS problems
- Managed home loan issues
6. Motto/Commitment:
- Choose STS Wealth Care, we can help you!
- Providing tailored solutions to help clients regain financial freedom.

CONTACT INFORMATION
ADDRESS
STS WEALTH CARE SDN BHD
15-3,
Jalan Anggerik Vanilla BE 31/BE,
Shah Alam,40460,SELANGOR
011 1101 7727
CHARLES LIEW